Everything you might be wondering about a career with Kairos. Don’t see your question? Reach out →
No. Many of our best agents started with no insurance background. If you’re not yet licensed, we’ll guide you through the process and the requirements in your state. What matters most is your willingness to learn and your work ethic.
You earn commissions on the policies you write, plus renewals and overrides as you advance. There’s no cap on your income — your earnings scale with your production and the team you build. We walk through the full compensation grid during the interview process.
Agents operate as independent 1099 contractors, which is what makes the uncapped income, flexibility, and ownership path possible. You run your own practice with our full support behind you.
Yes. Our model is built to be flexible and remote-friendly. Many agents start part-time alongside another job and transition to full-time as their business grows. You set your own schedule.
A structured onboarding program, ongoing skills training, and 1-on-1 mentorship from experienced agents. You’ll have a clear playbook and people invested in your success from day one.
It’s very simple. We acquire a list of leads — people who are interested in life insurance. We call them and we sign them up for life insurance. It’s simple, but it’s not easy, and as you gain experience you’ll start to implement systems with AI and inbound leads where people call you.
You own everything from day one — your clients and your book of business are yours, not ours. From there you can build and lead your own team and agency, and because it’s genuinely yours from the start, it becomes a real business with real equity — one you could one day sell. That’s true ownership, not just a title.
You’re vested from day one — full ownership of your clients. Your commissions come directly from the insurance carriers. There are no middlemen.
The catch is that if it was easy, everybody would do it. This is an incredibly rewarding career, but also one that requires a very motivated and driven individual. Those who are willing to do what it takes generally never turn back.
The best way to learn more is to start a conversation. Apply and we’ll answer everything.
Apply now →