Questions, answered.

No. Many of our best agents started with no insurance background. If you’re not yet licensed, we’ll guide you through the process and the requirements in your state. What matters most is your willingness to learn and your work ethic.

About three weeks end to end. In week one you start your state’s pre-licensing course — we help you get enrolled and keep you on track — then you sit and pass the exam. In week two you apply for your license and the state issues it. In week three we get you contracted with the carriers and onboarded onto the platform, and then you start taking inbound calls. Some people move quicker; state processing times are the main thing outside anyone’s control.

You earn commissions on the policies you write, plus renewals and overrides as you advance. There’s no cap on your income — your earnings scale with your production and the team you build. We walk through the full compensation grid during the interview process.

Agents operate as independent 1099 contractors, which is what makes the uncapped income, flexibility, and ownership path possible. You run your own practice with our full support behind you.

Yes. Our model is built to be flexible and remote-friendly. Many agents start part-time alongside another job and transition to full-time as their business grows. You set your own schedule — but there is a minimum. You need to be available at least four hours a day, between 10:00am and 10:00pm Eastern, because that is when the inbound calls come in. If you cannot set aside four hours a day inside that window, this will not work for you.

A structured onboarding program, ongoing skills training, and 1-on-1 mentorship from experienced agents. You’ll learn exactly how to handle an inbound call from hello to submitted application, with a clear playbook and people invested in your success from day one.

Our primary focus is inbound. Families see our marketing, call in asking about life insurance, and those calls come straight to you — so you are never cold calling a list of strangers. Your job is to answer, understand what the family needs, and help them get covered. It’s simple, but it’s not easy. As you gain experience we layer in more systems and AI to keep your phone full of people who asked to speak with you.

You own everything from day one — your clients and your book of business are yours, not ours. From there you can build and lead your own team and agency, and because it’s genuinely yours from the start, it becomes a real business with real equity — one you could one day sell. That’s true ownership, not just a title.

You’re vested from day one — full ownership of your clients. Your commissions come directly from the insurance carriers. There are no middlemen.

The catch is that if it was easy, everybody would do it. This is an incredibly rewarding career, but also one that requires a very motivated and driven individual. Those who are willing to do what it takes generally never turn back.