Sales Hub — Kairos Financial

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Submit a Sale & KPIs

Log a new policy and track your daily KPIs in one place.

New Sale

Client Name

Client Phone Number

Annual Premium (AP)

Policy Number

Carrier

Product Type

Sold Date

Effective Date

Status

Post to Discord

Tracker

Your annual goal, KPIs, conversion rates, and trends at a glance.

Annual Goal

Commission

Track your paid and pending commission across every policy.

Commission Pipeline

Total Paid

—

Sum of deposits entered

Pending Commission

—

Unpaid commission owed

Note: This is a rough estimate and your actual payout may vary based on the client's age, term length, carrier chargebacks, persistency, and other factors.

Commission Calculator

Enter your take-home goal and we'll back out the AP to sell and lead spend required — factoring in your comp, persistency, and lead ROI.

STEP 1 Your Compensation Level

STEP 2 Your Persistency Rate

STEP 3 Expected ROI on Lead Spend

STEP 4 How much do you want to NET this month (after lead costs)?

Annual Premium You Need to Sell

Enter your upfront commission goal above to see your recommended lead budget.

Do you have a team?

120%

Producer

Individual agent commission levels

Level	Issued Paid
120%	$40,000
115%	$35,000
110%	$30,000
105%	$25,000
100%	$20,000
95%	$15,000
90%	$10,000
85%	$5,000
80%	Starting Contract

145%

Builder

Agency builder commission levels

Level	Issued Paid
145%	$750,000
140%	$500,000
135%	$400,000
130%	$300,000
125%	$200,000
120%	$150,000
115%	$125,000
110%	$100,000
105%	$75,000
100%	$50,000
95%	$40,000
90%	$30,000
85%	$20,000

$20K

Producer Bonus

Bonus milestones based on issued paid production

Issued Paid	Bonus
$20,000	$650
$30,000	$1,200
$40,000	$1,600
$50,000	$2,000
$75,000	$4,000
$100,000	$8,000
$125,000	$10,000
$150,000	$15,000
$200,000	$20,000

Carrier Bonuses

On top of your base commission, each carrier runs their own bonus programs throughout the year:

+10% Temporary commission increases on select products

✈ International trips and prizes for top producers

$$$ Cash bonuses paid out quarterly or annually

Check your carrier portals for the current incentives they are running.

Manager Bonus

$150K

Monthly Volume Threshold

The manager bonus kicks in once your overall agency volume hits $150K per month in issued paid business.

Important Notes

Levels must be achieved 2 months in a row to take effect.
All metrics are based on issued paid business.

🎉

MILESTONE

Congratulations!

Leaderboard

Who's closing the most business?

Book of Business

All your submitted policies in one place.

Comp Grid

Carrier and product compensation by your level.

My Compensation Level: See what you earn on every product at your level

Or browse by carrier

Aetna

Level	Whole Life
145	-
140	144%
135	137%
130	130%
125	125%
120	120%
115	115%
110	107.5%
105	100%
100	92.5%
95	85%
90	77.5%
85	70%
80	70%
75	70%
70	70%
65	70%

American Amicable

Level	Whole Life	Term (Term Made Simple)
145	125%	130%
140	125%	130%
135	120%	125%
130	115%	120%
125	110%	115%
120	105%	110%
115	100%	105%
110	95%	100%
105	90%	95%
100	85%	90%
95	80%	85%
90	75%	80%
85	65%	75%
80	65%	70%
75	60%	65%
70	55%	60%
65	50%	55%

Americo

Level	Term	Whole Life
145	145%	135%
140	140%	135%
135	135%	130%
130	130%	125%
125	125%	120%
120	120%	115%
115	115%	110%
110	110%	105%
105	105%	100%
100	100%	95%
95	95%	90%
90	90%	85%
85	85%	80%
80	80%	75%
75	75%	70%
70	70%	65%
65	65%	60%

Chubb

Level	Generational Life
145	120%
140	120%
135	115%
130	110%
125	105%
120	100%
115	95%
110	90%
105	85%
100	80%
95	75%
90	70%
85	65%
80	60%
75	55%
70	50%
65	45%

Corebridge

Level	GIWL	Whole Life
145	-	-
140	80.0%	132%
135	77.5%	127%
130	75.0%	122%
125	72.5%	117%
120	70.0%	112%
115	67.5%	107%
110	65.0%	102%
105	62.5%	97%
100	60.0%	92%
95	57.5%	87%
90	57.5%	82%
85	55.0%	77%
80	55.0%	72%
75	55.0%	67%
70	55.0%	62%
65	55.0%	57%

Ethos

Level	LGA Prime (Term)	Whole Life (TruStage TAWL)	TruStage SITL	GIWL (TruStage GAWL)	IUL (Ameritas)	Ameritas SI Term	JH ROP
145	120.0%	120.0%	55.0%	30%	125.0%	120.0%	145.0%
140	117.5%	120.0%	52.5%	27.5%	120.0%	117.5%	145.0%
135	115.0%	117.5%	50.0%	25.0%	115.0%	115.0%	135.0%
130	112.5%	115.0%	47.5%	22.5%	110.0%	112.5%	130.0%
125	110.0%	110.0%	45.0%	20.0%	105.0%	110.0%	125.0%
120	107.5%	105.0%	42.5%	17.5%	100.0%	107.5%	115.0%
115	105.0%	100.0%	40.0%	15.0%	95.0%	105.0%	105.0%
110	102.5%	95.0%	37.5%	12.5%	90.0%	102.5%	100.0%
105	100.0%	90.0%	35.0%	10.0%	85.0%	100.0%	95.0%
100	97.5%	87.5%	32.5%	7.5%	80.0%	97.5%	90.0%
95	95.0%	85.0%	30.0%	5.0%	75.0%	95.0%	85.0%
90	92.5%	82.5%	27.5%	2.5%	70.0%	92.5%	80.0%
85	90.0%	80.0%	25.0%	2.5%	65.0%	90.0%	75.0%
80	87.5%	77.5%	22.5%	2.5%	60.0%	87.5%	70.0%
75	85.0%	70.0%	20.0%	2.5%	55.0%	85.0%	65.0%
70	82.5%	65.0%	17.5%	2.5%	50.0%	82.5%	60.0%
65	80.0%	60.0%	15.0%	2.5%	50.0%	80.0%	55.0%

Foresters

Level	Term (Strong Foundation)	Whole Life (PlanRight)
145	-	-
140	120%	120%
135	115%	115%
130	110%	110%
125	105%	105%
120	100%	100%
115	95%	95%
110	90%	90%
105	85%	85%
100	80%	80%
95	75%	75%
90	70%	70%
85	65%	65%
80	60%	60%
75	55%	60%
70	50%	60%
65	45%	60%

InstaBrain

Level	Term (Life Term)	Senior Life Term/WL	Final Expense WL	Guaranteed Issue WL	Accidental
145	130%	90%	128%	73%	90%
140	125%	85%	125%	70%	85%
135	120%	80%	123%	68%	80%
130	115%	75%	120%	65%	75%
125	110%	70%	118%	63%	70%
120	105%	65%	115%	60%	65%
115	100%	60%	113%	58%	60%
110	95%	55%	110%	55%	55%
105	90%	50%	108%	53%	50%
100	85%	45%	103%	50%	45%
95	80%	40%	100%	48%	40%
90	75%	35%	100%	45%	35%
85	70%	30%	98%	43%	30%
80	65%	25%	95%	40%	25%
75	60%	20%	93%	38%	20%
70	55%	15%	90%	35%	15%
65	55%	15%	90%	35%	15%

Mutual of Omaha

Level	Term (Term Life Express)	Whole Life	IUL	Children's WL	IULE	Term Life Answers	Accidental Death
145	145%	125%	125%	100%	130%	110%	130%
140	140%	125%	125%	100%	130%	110%	130%
135	135%	120%	120%	97%	125%	105%	125%
130	130%	115%	115%	95%	120%	100%	120%
125	125%	110%	110%	92%	115%	95%	115%
120	120%	105%	105%	90%	110%	90%	110%
115	115%	100%	100%	85%	105%	85%	105%
110	110%	95%	95%	80%	100%	80%	100%
105	105%	90%	90%	75%	95%	75%	95%
100	100%	86%	85%	70%	90%	70%	90%
95	95%	82%	80%	65%	85%	65%	85%
90	90%	78%	75%	60%	80%	60%	80%
85	85%	74%	70%	55%	75%	55%	75%
80	80%	70%	65%	50%	70%	50%	70%
75	75%	65%	60%	45%	65%	45%	65%
70	75%	61%	55%	40%	60%	40%	60%
65	65%	57%	50%	35%	55%	35%	55%

NLG (National Life Group)

Level	IUL (Universal Life)
145	-
140	110%
135	105%
130	100%
125	95%
120	90%
115	85%
110	80%
105	75%
100	70%
95	65%
90	60%
85	55%
80	50%
75	45%
70	40%
65	40%

Royal Neighbors

Level	Term	Royal Legacy SPWL	Secure Life IUL	Whole Life
145	-	-	-	-
140	-	-	-	-
135	120%	16%	125%	125%
130	115%	15%	120%	120%
125	110%	14%	112%	110%
120	100%	13%	105%	100%
115	95%	13%	105%	100%
110	95%	13%	100%	95%
105	90%	12%	98%	95%
100	85%	11%	90%	85%
95	80%	10%	80%	75%
90	75%	9%	80%	75%
85	70%	7%	70%	45%
80	50%	7%	40%	45%
75	50%	7%	40%	45%
70	50%	7%	40%	45%
65	50%	7%	40%	45%

Transamerica

Level	Whole Life	IUL
145	140%	120%
140	140%	120%
135	135%	115%
130	130%	110%
125	125%	105%
120	120%	100%
115	115%	95%
110	110%	90%
105	105%	80%
100	100%	75%
95	95%	70%
90	90%	60%
85	85%	55%
80	80%	50%
75	75%	45%
70	70%	40%
65	70%	40%